Instant Mobile Money Deposits
Save anytime from M-Pesa, MTN Mobile Money, or Airtel Money with an Instant SMS Alert and Unchangeable Audit Trail.
Protected Member Savings
Save via Mobile Money & Earn Higher Annual Dividends.
Deposit anytime from M-Pesa, MTN Mobile Money, or Airtel Money. Every shilling is protected by an Unchangeable Audit Trail and confirmed via Instant SMS Alerts.
Unlock 3x Fair Borrowing Power
Consistent deposits grow your share capital and qualify you for fast, fair loans up to 3x your savings without favoritism.
Daily Accrual & Annual Dividends
Your savings earn daily Actual/365 returns and yearly cooperative dividend bonuses paid straight to your phone.
Next Step
Start Saving Today or Book a Walkthrough for Your SACCO Board.
kSacco connects daily Mobile Money savings, 3x loan eligibility, and automated Odoo accounting into one transparent cooperative platform.
For SACCO Members (B2C)
Open your Member Portal account, save from your phone, and unlock fair 3x loans.
Open Member Portal →For SACCO Leaders (B2B)
Eliminate staff theft, automate Odoo accounting, and comply with SASRA, UMRA & TCDC.
Request Demo for your SACCO