Member Loan Products

Fair, Transparent SACCO Loans Disbursed via Mobile Money.

Compare live credit products below. Every approved loan is disbursed directly to M-Pesa, MTN Mobile Money, or Airtel Money with Instant SMS Alerts and an Unchangeable Audit Trail.

Active SACCO Credit 3-12 months

Emergency Loan - Main SACCO

Fair cooperative credit with instant Mobile Money (M-Pesa/MTN/Airtel) payout.

Range: $1,000 – $50,000
Interest: 15.0% monthly
Processing: 1.5%
Repayment: Flat Rate (Add-on Interest)

Valid National ID & registered Mobile Money number
Active SACCO savings or cashflow support records
Up to 2 guarantor(s) and 2 referee(s)

Apply in Member Portal See details

Active SACCO Credit 6-36 months

Personal Loan - Main SACCO

Fair cooperative credit with instant Mobile Money (M-Pesa/MTN/Airtel) payout.

Range: $5,000 – $200,000
Interest: 12.0% monthly
Processing: 2.0%
Repayment: Flat Rate (Add-on Interest)

Valid National ID & registered Mobile Money number
Active SACCO savings or cashflow support records
Up to 2 guarantor(s) and 2 referee(s)

Apply in Member Portal See details